Our Services
Clients often discover that their overall needs may not be as simple as they thought. It is important to know that once you have established a relationship with Genesis Wealth Group, you will not have to go elsewhere for financial planning, trust services, insurance, annuities, or the full complement of products and services you would expect from a major firm. Some of the services offered at Genesis Wealth Group include: Financial Planning Funding for Higher Education Preserving Your Estate Wealth Management Retirement Planning Insurance & Annuities Financial Life Planning Process Financial Planning In a world of unprecedented change and uncertainty, achieving financial independence requires the development of a solid, personalized financial plan. As your Financial Advisor, we can help you develop a comprehensive plan that outlines your ideal financial future and the most effective strategies to achieve it. Back to Top Funding for Higher Education In today's society, a college education is an invaluable investment to make for your child's future. To combat the ever-increasing costs of a college education, a college fund should begin with systematic investing as soon as possible. There have been exciting new developments in the area of college savings plans. 529 Plans* now provide families with an early and effective way to save for future college costs. 529 plans* grow tax deferred until withdrawn, withdrawals for any accredited college in the country are now tax free, unused portions can be rolled over to someone who qualifies as a family member, the account owner has the right to change the beneficiary, and there is minimal influence on college financial aid if the owner is the parent or grandparent. 529 plans* are the ideal way to save for a child's college education. Please contact us to receive more information on this exciting program. As your Financial Advisor, we can offer you a comprehensive college planner that will help you estimate the projected costs of the college of your choice. Based on your specific needs, we can also provide a broad variety of investment vehicles and strategies that can help you meet your individual educational funding requirements. Back to Top Preserving Your Estate Federal estate taxes and other settlement costs can significantly reduce the value of your Estate. For the benefit of your family and heirs, as your Financial Advisor, our goal is to help you minimize these taxes with comprehensive Estate Planning. In addition, I can provide you with Trust and Custodial services to help plan and implement the distribution of your assets. Back to Top Wealth Management As your net worth increases, shaping your financial future may seem more challenging than ever before. At Genesis Wealth Group, we understand the challenge of managing your wealth in a world of unprecedented change and uncertainty. To help you meet this challenge, we can provide customized Wealth Management services that are based on your financial vision. After carefully identifying your individual needs and objectives, we will provide critical expertise on complex financial issues including: trust and estate planning, tax-advantaged asset allocation, risk management, retirement planning and business succession. The result is an integrated Wealth Management solution that continues to evolve into a lifetime of financial opportunity - and a legacy of financial achievement. Back to Top Retirement Planning Investing in a retirement planning program is critical to ensure that your 'golden years' will be comfortable and financially secure. As your Financial Advisor, we can offer you a variety of retirement plans and investment options customized to meet your specific financial needs, including Roth, Education, Traditional and Rollover IRAs. If you are a business owner, Genesis Wealth Group also provides customized consulting services and establish qualified and non-qualified retirement plans including SEP IRAs, SIMPLE, profit sharing, money purchase pension, and 401(k) plans. We will also conduct Worksite Financial Workshops for owners and employees of small to midsize businesses. Unlike the generations before, you can probably no longer rely solely on Social Security or pensions to support you in your retirement years. This is why we at Genesis Wealth Group recommend incorporating an IRA(s) into your retirement planning strategy. Whether you are interested in opening an IRA, or establishing a Rollover IRA with assets from a qualified distribution, as your Financial Advisor we can help you plan for a financially secure and rewarding retirement. We can also assist sole proprietors and business owners in designing and implementing qualified retirement plans including: Simplified Employee Pension (SEP), SIMPLE, Profit Sharing, Money Purchase Pension, 401(k), 403(b) and 457 savings plans. Back to Top Insurance & Annuities* As an independent insurance broker, we represent many of the insurance industry's top-rated carriers. As your Financial Advisor, we can structure the most beneficial insurance portfolio to protect you and your loved ones against untimely losses, significant estate-tax exposure, and long-term care expenses. In addition, we can offer you access to many of the industry's leading money managers through variable annuities. Unlike many other retirement investment options, today's variable annuities allow unlimited contributions while reinvesting interest, dividends and capital gains without taxation until earnings are withdrawn. As a result, the tax-deferred compounding of your investment earnings can help provide additional income when you need it the most during retirement. Back to Top Financial Life Planning Process Gain a deep and thorough understanding of what it takes to be financially secure and put into practice the following six-step process that may allow for future financial freedom: Identification: Gather the essential financial data and carefully assess the client's specific needs and goals
Integration: Incorporate the client's overall financial situation with the current, and expected, economic environment
Evaluation: Discuss various investment strategies with the client to determine their suitability with client's overall needs and goals
Recommendation: Propose an investment strategy which seeks the best available investment return for that client's acceptable level of risk
Implementation: Put the investment strategy, agreed upon with the client, into action
Examination: Review client's retirement planning strategies regularly and integrate Wealth Management strategies where appropriate *Withdrawals prior to age 59½ may be subject to a 10% tax penalty. We will be happy to send you prospectuses describing UITs, variable annuities and mutual funds in which you may have an interest. Each prospectus contains more complete information on management fees and other charges and expenses. Please read each prospectus carefully before you invest or send money. Investments may lose value.
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